When you request a loan of any kind the first thing a bank or financial control, and if the applicant is registered in the register of bad payers.
In this case, most banks tend to refuse to finance because the applicant is not of sufficient guarantees of reliability.
However there are tools that allow you to obtain loans for bad payers to meet their needs.
The first and most used is the assignment of a fifth but, of course, assumes that you have a paycheck, and then work as an employee for a company public or private.
And for others?
If you cannot use the assignment of salary you can always use another tool that the so-called loans to protest without a transfer of the fifth.
One of these is that the loan credits that borrowing that puts the bills as collateral with the advantage that they, in case you are unable to repay the loan can be renegotiated to lengthen and shorten the installment.
Although it is a little-used solution is always an excellent opportunity to obtain financing for bad payers without having to resort to employee loans.
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